(800) 568-4432

25 W Main St Ephrata PA


Myers & Bell is an independent insurance agency located in Lancaster County, Pennsylvania. Founded in 1980 by Clayton Bell and Robert Myers, both Rob and Clayton felt their community was in need of comprehensive insurance solutions. They opened their doors on Main Street in Ephrata and resided there until 1990 when they relocated to N. Reading Road in Stevens, between Ephrata and Denver. In June of 2018 the office returned to Ephrata, now currently located at 25 West Main Street.

As a second-generation family owned business, we value deeply the relationships we have developed with our clients. Today, the agency still provides a client-first approach, representing over 20 companies that meet our clients' diverse commercial and personal needs. We are proud to align ourselves with companies that share our values and offer comprehensive coverage at an affordable price.

If you find yourself in our neighborhood or in our building, stop by and let's have a conversation about saving you money while increasing your peace of mind.

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We Work For You

Our approach is always client-focused and service-based. We mean it when we say we work for you, not the insurance companies.

We Shop For The Best

We're able to shop multiple companies to find the best rate and the best coverage for you. If your rates go up or your coverage needs change, we remain your insurance advisors to see you through the transition to a policy that is better suited for you.

Local and Accessible

How do you like to do business? We are tech savvy enough to stay in touch via modern conveniences, but old-school enough to enjoy those face-to-face meetings. Your call!

Expertise From Experience

Our expertise comes from a wealth of experience, gathered over 40 years. We are positioned to anticipate a variety of scenarios, providing a proactive approach to our clients' insurance needs.

Customized Solutions

LIfe is complicated. Many circumstances demand customized insurance solutions. Our ability to work with numerous companies allows us to develop programs that are tailored to the unique circumstances of our clients.


Colin was born and raised in Ephrata and earned his business degree from West Chester University. He started his career with Myers & Bell in 2006 and purchased the agency in 2016. In addition to overseeing everyday operations and management, Colin's areas of expertise include business development and consultation, comprehensive insurance program business and risk analysis. He loves the outdoors, traveling, spending time on the horse farm, and basketball. Colin enjoys involvement in his community through sponsorships and volunteering.

Agency Principal

Colin Bell

Agency founder, Clayton Bell, has lived and worked in the Ephrata area since 1978. He was an education major at Grove City College and taught math in the Hempfield school district until starting the agency in 1980. He is Past President of the Ephrata Borough Council. Outside of the office Clayton enjoys golfing, playing pool and sports.

Commercial Lines Agent

Clayton Bell

Keith specializes in work with school districts and larger business accounts. His insurance career began in 1974 with Aetna Insurance Company. In 1977 he moved to the agency side of the business selling personal and commercial lines. Keith was born and raised in Pittsburgh but has called Ephrata home for over 45 years. Deeply rooted in this community, he is past president of the Ephrata Area Chamber of Commerce, the Ephrata Recreation Center, and a founding member and chairman of the M. Elvin Byler Memorial Sertoma Club.

Commercial Lines Agent

Keith Biers

As a licensed agent since 2016, Kurt prides himself on customer service and is a proficient personal and commercial lines agent. He was born in Lancaster, grew up in Bloomsburg and studied Business at the University of Pittsburgh. Before working in the insurance industry, Kurt worked in multiple aspects of admissions for proprietary schools in the county, serving as the Director of Admissions for multiple campuses. Kurt has a wife of 7 years, Caitlin, and they have a son, Cleary. He is a member of the Millersville Lions Club and an active advocate and fundraiser for the Cystic Fibrosis Foundation. When Kurt is not working, you can find him spending time with his family or on the golf course.

Personal Lines Agent

Kurt Schmidt

Ellen Stark joined the Myers and Bell team in 2020 and became a licensed agent in 2021. Her career includes previous office management positions with a primary focus in customer relations. She is passionate about providing superior service to clients as well as maintaining long term relationships with them.

Ellen was born and raised in Ephrata and has strong ties to the community. In her downtime, she enjoys staying active with her family and their three rescue dogs, cooking, and being outdoors.

Personal Lines Agent

Ellen Stark


Free Quotes

At Myers & Bell no policy is too small or too large. We offer free quotes for your auto policy or your growing business needs. We're always happy to help you find the right price for your budget without sacrificing coverage.

Auto Insurance:

Does anyone actually understand auto insurance? What IS the tort option? At Myers & Bell, we help you understand the coverage you select, and make sure you're paying the best price for YOU. We offer free quotes from companies that are best aligned with your circumstances, whether you're driving off the lot in your brand new car or insuring a classic automobile passed down from generations. We're here to help you understand your policy, tort and all!

Home Insurance:

They say home is where the heart is, so let Myers & Bell ensure your home is properly insured. It's important to know what losses are covered and what losses may be excluded. Your home is probably your largest asset, right? No one wants the “it's-not-covered surprise” when filing a claim. Call on Myers & Bell to help you understand your coverage options and select the best insurance for the place you call home sweet home.

Life Insurance:

Of all the types of insurances on the market, perhaps none is more misunderstood than life insurance. Millennials may think they're too young for it or that it's too expensive. Many will put it at the bottom of their priority list, believing it's something nice to have only after other expenses are met. Actually, the sooner you buy life insurance the better. And the sooner you talk to an agent at Myers & Bell, the sooner you will understand why life insurance is an integral part of your financial picture. Whether you're single or married, whether you have kids or don't, let's talk about life insurance for your situation.

Business Insurance:

Businesses come in all shapes and sizes. Whether you're serving lattes at the local coffee shop, trucking down the road in your 18 wheeler, or managing a large-scale construction company, Myers & Bell Insurance Agency is able to design a custom insurance solution for your business. Our expansive range of markets enable us to design a commercial insurance package that is tailored to your unique needs. We take pride in finding ways to provide comprehensive coverage at a price you can afford!

General Liability | Commercial Property | Workers Compensation |Commercial Auto | Business Owners

Professional Liability | Directors and Officers | Equipment Systems Breakdown | Cyber Liability

Recreational Vehicles:

You work hard, you play hard! Time on your motorcycle, RV, ATV, boat or snowmobile is probably the reward you allow yourself for hard day's work. Protect that time by insuring your recreational vehicle. At Myers & Bell, we'll find the best price with the most coverage so you can have peace of mind as you enjoy a sunny day on the lake or the freshly fallen snow on the mountain.


Myers & Bell is ready to help and guide you with your bonding needs.

Bid bonds | Fidelity Bonds | Notary Bonds | Performance Bonds | Bonding for secretaries, treasurers of governmental agencies

Companies We Represent

As an independent agency, we have so many options to find the best coverage for your insurance needs at affordable rates. Whether you need business or personal insurance, let us provide you with a competitive comparison quote.


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